Growth – There are two primary ways to grow a business: attracting new customers, often in new markets, or increasing sales with existing customers. Expanding into new markets can carry greater risk due to limited trading history and reduced visibility over a customer’s financial strength. Growing sales with existing customers also increases risk, as higher outstanding balances can have a more significant impact if a customer becomes insolvent.

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Protect Your Cash Flow, Profitability and Balance Sheet – Credit insurance helps protect your business against the financial impact of unpaid invoices, allowing you to trade with greater confidence and stability. For example, if your business suffers a £500,000 bad debt and operates on a 20% gross margin, you would need an additional £2.5 million in sales to recover the lost cash flow.

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​Increased Access to Funding – Credit insurance can improve a company’s ability to secure funding. Businesses that use invoice finance or trade finance often find that insured receivables provide lenders with greater security, increasing the likelihood of obtaining higher funding levels.

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​Market Intelligence and Information – A credit insurance policy provides access to valuable proprietary information and risk insights that are not publicly available. This enables businesses to make more informed decisions and focus their sales efforts on long-term, profitable opportunities.

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​Competitive Advantage – Offering open credit terms can help businesses stand out in competitive markets. Credit insurance gives companies the confidence to extend credit safely, making them more attractive to potential customers and supporting the acquisition of new business opportunities.​​

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